What is UnionPay?
UnionPay is the largest card payment network in China and one of the most widely used payment methods globally. It enables customers to pay using UnionPay debit and credit cards, as well as through mobile and contactless payment methods.
UnionPay is widely used by international travellers, making it an important payment option for businesses looking to serve a global customer base.
Why accept UnionPay?
Accepting UnionPay allows your business to:
- Reach more international customers, particularly Chinese visitors and students
- Increase sales opportunities by supporting a globally recognised card scheme
- Offer familiar payment options to customers who prefer to pay with UnionPay
- Support cross-border transactions across retail, hospitality, and service industries|
UnionPay operates in over 170 countries and regions, making it one of the most accessible international payment methods.
How UnionPay works on Live Payments terminals
UnionPay is accepted on Live Payments terminals in the same way as other card schemes.
Payment flow:
- Enter the transaction amount on the terminal
- The customer taps, inserts, or swipes their UnionPay card
- The customer confirms the payment (PIN or contactless)
- The transaction is processed and approved in real time
- Funds are settled to your account as per your standard settlement cycle
UnionPay also supports contactless and mobile wallet payments via NFC-enabled devices.
Getting started
UnionPay acceptance is enabled on your Live Payments terminal—no additional hardware is required.
If you’re unsure whether UnionPay is enabled for your account, please contact Live Payments Support for assistance.